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How do the cards work?nos of pensions?

How do the cards work?nos of pensions?
There are those who like to plan ahead with time and there are companies that help in this aspect of their employees' lives through an employee pension plan.

Os Planos of pensions are a set of benefits that some companies offer to their employees in order to guarantee a supplement at the time of retirement.

There are currently 3 types of planos of pensions:

  • Defined benefit plan – benefits are defined in advance and calculated in order to guarantee payment
  • Planos defined contribution – contributions are defined in advance and benefits depend on the value of contributions delivered and income accrued
  • Planos mixed – is a combination of the characteristics of the two plansnos previous

When and how are Pla benefits paidnos of Pensions?

The Planos Pensions are paid to the employee on one of the following occasions:

  • old age retirement
  • early retirement
  • disability retirement
  • Survival – Serious illness or permanent incapacity to work

The payment method will vary from case to case., with two options:

  1. The employee receives 1/3 of the amount at once and the rest is paid in installments
  2. If the monthly amount is less than 10% of the national minimum wage, the employee and the management entity can reach an agreement so that the payment is made in a single installment.

Do you want to know the companies that offer Planos of Pensions?

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